New no-hassle, no-pressure system to find affordable insurance.
Too many people are underinsured because they fear life insurance is excessively expensive. Let’s be honest – whole life insurance and universal life insurance can be expensive. They may not be the best options for individuals of limited means, or for families with growing children.
That’s why I recommend term life insurance to clients in those situations. Term life insurance is the most affordable alternative. It offers the best of both worlds – security knowing that your family is provided for in case of your death, and affordable cost so your family doesn’t suffer now.
Term life insurance offers benefits only if you pass away during a specific period of time. While you are young and healthy, it is the most affordable type of insurance. In case the unimaginable happens – a fatal accident, a sudden heart attack, a terminal illness – your family is protected.
Life insurance provides the cash for your spouse to pay off the mortgage, and your children to go to college – even if you’re not there. Providing enough life insurance means your spouse can pay immediate expenses and still have a financial cushion to rely on, instead of barely scraping by on one salary.
Finding affordable term life insurance can be a hassle – but it doesn’t have to be.
Some factors that you will want to consider when purchasing term life insurance include:
· Rating of the insurance company
· Price of the term life policy
· Length of coverage
· Right amount of death benefit
· Rider options
Many people are understandably intimidated by the process of finding affordable term life insurance. Who can blame them? It’s annoyingand time consuming to research a number of insurance companies, get quotes from all of them, compare company rankings and compare price and coverage.
In addition, many consumers fear that if they contact a dozen companies, they will have a dozen insurance salespeople hassling them. The sad part is…they’re right. Most insurance salespeople continue to annoy you by constant calling, emails and messages.
Getting quotes online usually doesn’t help. That’s because 99 percent of the websites out there don’t provide online quotes. They take your contact information, and sell it to various insurance sales people. Suddenly, you’ve got a dozen pushy salespeople calling you constantly – and you’re not any closer to finding affordable term life insurance.
The solution is TERMdog.com. Because finding affordable life insurance doesn’t have to be ruff. At TERMdog.com, we’ll search the top insurance companies for you and send you the best prices from the best companies to fit your needs – online. It’s free, it’s confidential and we will never sell your contact information.
Best of all, you have my personal guarantee that we will never hassle you. Using TERMdog.com to find affordable life insurance is quick, easy and painless.