Is Your Personal Bailout in Place?

When you are drowning in debt… that is when you need term life insurance the most. Here’s why… During these trying economic times, many Americans are asking, “Where’s my bailout?” The government now owns General Motors and has spent trillions of dollars rescuing AIG and banks like Countrywide, but it is still up to each […]

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Insurance Agent From Shares Insider Tips to Saving Money on Term Life Insurance

No Hassle, No Pressure Saving up to 70% on Term Life Insurance Online NAPERVILLE, IL–(Marketwire – September 22, 2009) – A revolutionary new process allows consumers to compare term life insurance costs online just as they would auto insurance — quickly, conveniently and in the comfort of their own home. Better yet, promises that […]

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Saving Money on Life Insurance is Easy

New no-hassle, no-pressure system to find affordable insurance. Too many people are underinsured because they fear life insurance is excessively expensive. Let’s be honest – whole life insurance and universal life insurance can be expensive. They may not be the best options for individuals of limited means, or for families with growing children. That’s why […]

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FOR IMMEDIATE RELEASE CONTACT: Michael Fry 1730 Park Street, Suite 218 Naperville, IL 60563 Phone: 630-393-6500 HIGHER TERM LIFE INSURANCE PREMIUMS PREDICTED Naperville Native Helps Clients Slash Expected Rise in Term Life Insurance Costs NAPERVILLE, IL-According to Michael Fry of, term life insurance premiums are predicted to rise 5 to 10 percent over […]

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What is Term Life Insurance?

The definition of insurance is to shift the economic risk of an occurrence to another party. Auto insurance shifts the risk associated with a car accident. Homeowner’s insurance shifts the risk associated with a fire, hurricane, flood or other home-related catastrophe. Life insurance shifts the risk of the financial devastation left by a person’s death. […]

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What is the Best Life Insurance Policy?

If you’re just starting to look into getting a life insurance policy or if you’re reviewing your life insurance portfolio, the myriad of choices can be confusing. Man is Mortal. That makes life insurance a little unique and interesting, doesn’t it? We purchase things like health insurance, car insurance and home insurance, then hope we […]

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How Do I Choose an Insurance Company?

While many of my customers are concerned about the cost of life insurance, not everyone realizes the vast differences in individual life insurance companies. Have you considered the financial strength of the life insurance company you plan to do business with? What about their customer service? Or their ability to answer any questions you may […]

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How Much Does Life Insurance Cost?

Have you ever wondered how much life insurance costs? As an insurance advisor, I am asked this question on a daily basis. There are so many variables that make up the cost (or premium) of a life insurance policy that it’s hard to define what life insurance might cost without some explanation. Factors that affect […]

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Health Rate Class Guidelines

Typical Health Rate Class Guidelines Life insurance policy underwriting is custom-tailored to your particular circumstances and the underwriter places you into one of the following categories based on your expected mortality. Use this as a guideline to prepare your term life insurance quote; your final health rate class may differ based on the insurance company’s […]

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